Insurance · New York
More clarity.
More room for care.
Explore insurance options for psychiatric evaluations, medication management, and psychotherapy with Jeffrey Panko, PMHNP-BC.

Insurance options
Find your
plan name.
These are plan names to check as the practice prepares to open. Jeffrey’s participation is still being confirmed. We’ll verify your exact plan and benefits before an appointment.
Aetna
Cigna
United
Healthcare Optum network
Anthem Blue Cross
and Blue ShieldNew York · Formerly Empire
Oxford
Optum network
Oscar
Optum network
Carelon Behavioral Health
Select commercial plans
UMR
Optum network
Surest
Formerly Bind · Optum network
A familiar name is a starting point. Coverage depends on your specific plan, the clinician, and the service—not just the insurer’s name.
Other plan names you may recognize
Some benefits are administered through a larger network. Examples to check include:
- All Savers
- Allied Benefit Systems
- Christian Brothers Services
- Health Plans Inc.
- Health Scope
- Meritain
- Nippon
- NYC Employees PPO Plan
- Trustmark
- UHC Student Resources
- UnitedHealthcare Shared Services
- Wellfleet
Use the exact plan name on your insurance card when checking eligibility. This is a guide to common names, not a complete list of eligible products.
Don’t see your plan?
Ask about your options, including self-pay and reduced-fee availability.
Before your first visit
Know your coverage.
Know your next step.
Confirm eligibility and your expected cost before booking.
Make an appointmentDoes this mean my plan is accepted now?
Not yet. Confirmed plans and effective dates will be added here. Please check with the practice before relying on coverage for a visit.
What should I check with my insurer?
Ask about outpatient mental health and telehealth benefits, whether Jeffrey is in-network through the billing arrangement used for your visit, your deductible, copayment, or coinsurance, and any referral or authorization requirements.
What about Blue Cross Blue Shield or Carelon?
Anthem Blue Cross and Blue Shield New York was formerly Empire. Some plans use Carelon for mental health benefits, while others require separate network participation. Out-of-state BCBS plans may have additional rules. The exact product and provider enrollment need verification.
What about Medicare, Medicaid, NYSHIP, or EmblemHealth?
These are not included in the list above. Eligibility can differ by product and billing arrangement, so do not assume they are covered.
Can I choose self-pay?
Yes. See the fees page for self-pay prices and reduced-fee ranges. Your payment arrangement and any reduced-fee availability will be confirmed before scheduling.
Insurance information checked October 14, 2026. Network participation can change.
